Your Los Angeles-Area Lending & Real Estate Partner
Our Happy Clients
Have This To Say
Padilla Alex
March 24, 2021“Peter was recommended to me by a close friend of mine. After talking to Peter, I was able to gain a lot of insight into the loan process and how much I can really qualify for. He is easy going and it didn’t feel that he was pressuring me in anyway and extremely knowledgeable. I would highly recommend him and will definitely use him in the near future.”
“Peter was recommended to me by a close friend of mine. After talking to Peter, I was able to gain a lot of insight into the loan process and how much I can really qualify for. He is easy going and it didn’t feel that he was pressuring me in anyway and extremely knowledgeable. I would highly recommend him and will definitely use him in the near future.”
George L
March 24, 2021“I’ve known Pete for almost 6 years now and I always knew I could count on him. During this pandemic, my wife and I were fortunate enough to be in a position to take advantage of the low interest rate. I called Pete and he was able to get us an unbelievable rate! This was our first home purchase and Pete was very patient and took his time explaining everything and re-explaining things we forgot. We just closed escrow and I couldn’t be happier with the results. If you’re looking for a loan, Pete’s your man! ”
“I’ve known Pete for almost 6 years now and I always knew I could count on him. During this pandemic, my wife and I were fortunate enough to be in a position to take advantage of the low interest rate. I called Pete and he was able to get us an unbelievable rate! This was our first home purchase and Pete was very patient and took his time explaining everything and re-explaining things we forgot. We just closed escrow and I couldn’t be happier with the results. If you’re looking for a loan, Pete’s your man! ”
Rhonwinn Hipolito
March 24, 2021“Peter helped me refinanced my home and it was the easiest refi I have ever done. This was my first time using Peters services and the only regret I have is that I should of used his services a long time ago. From start to finish, Peter helped make sure the whole refi process was easy and he personally guided me to make sure I understood everything and made sure everything was the best for me. I am 100 percent recommending him to all my family, friends and coworkers. Thank you for your help Peter!”
“Peter helped me refinanced my home and it was the easiest refi I have ever done. This was my first time using Peters services and the only regret I have is that I should of used his services a long time ago. From start to finish, Peter helped make sure the whole refi process was easy and he personally guided me to make sure I understood everything and made sure everything was the best for me. I am 100 percent recommending him to all my family, friends and coworkers. Thank you for your help Peter!”
Our Mission
Why Work With Us
In addition to our extensive mortgage expertise, we can also assist with real estate appraisals, as well as loan processing, underwriting, documentation, and funding, making Benjamin Group Lending your one-stop shop for all your Los Angeles-area real estate needs!
Our Loan Products
Conventional Mortgages
▪ Fixed or adjustable rates
▪ 3% down for primary homes
▪ Primary, 2nd and investment home options
Jumbo Loans
▪ Fixed or adjustable rates
▪ Primary, second, and investment home options
FHA Loans
▪ Minimum credit score of 580.
▪ Post-bankruptcy qualifying – 2 years after.
▪ Post-foreclosure qualifying – 3 years after.
VA Loans
▪ Sellers can pay up to 6 percent of closing costs and concessions.
▪ Higher allowable debt-to-income ratios than for many other loans.
▪ Down payment as low as 0%.
Commercial Loans
Refinancing
▪ Borrowers tend to refinance when interest rates fall.
▪ Refinancing involves the re-evaluation of a person or business’s credit and repayment status.
▪ Consumer loans often considered for refinancing include mortgage loans, car loans, and student loans.